{"id":"20ezVmp9NwJ6hyxeSJEE","title":"43 July Road, Liverpool, L6 4BS","address":"43 July Road, Liverpool, L6 4BS","bedrooms":"2","bathrooms":"1","agreed_price":100000,"asking_price":95000,"rent":850,"rightmove_link":"https://www.rightmove.co.uk/properties/94048152","tenure":null,"strategy":"house","yield":10.2,"yield_total":9.44,"service_charge_pcm":null,"net_rent_pcm":null,"let_as":"family","thumbnail":"https://deals.manchestersourcing.co.uk/photos/43-july-road/01.jpg","status":"available","off_market":false,"updated_at":"2026-10-22T12:53:13.433Z","images":["https://deals.manchestersourcing.co.uk/photos/43-july-road/01.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/02.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/03.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/04.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/05.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/06.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/07.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/08.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/09.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/10.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/11.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/12.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/13.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/14.jpg","https://deals.manchestersourcing.co.uk/photos/43-july-road/15.jpg"],"description":"2 bedroom house, with a cosmetic refurbishment before handover, on 43 July Road, Liverpool, L6 4BS.\n\nTo be let on a 3-year lease with an established social housing provider at £850 pcm (£10,200 per annum). The provider takes the whole property, so the landlord is not managing individual tenancies.\n\nPurchase £100,000, refurbishment £6,750 + VAT. Yield 9.44% on the purchase price plus the refurbishment.\n\nJuly Road runs between Tuebrook and Anfield in L6, just off Lower Breck Road. Newsham Park is a few minutes away, the schools and shops are on the doorstep and the city centre is about ten minutes out. It is a street of two and three bedroom terraces, and a steady rental area rather than a fashionable one — which is the point.\n\nOn price, straight: this is bought in line with the street rather than below it. The last two two-bedroom sales on July Road itself went through at £95,000 in January and £106,000 in May, and asking prices for two-bed terraces within half a mile average £103,000. At £100,000 we are in the middle of that, not under it. The case for this one is the rent and the lease, not a discount.\n\nMost of the work has already been done. The kitchen is in, the decoration through the front rooms and the bedrooms is finished and the floors are down. What is left is the damp work in the back room, the roof, a tidy-up of the kitchen and bathroom and the two certificates — £6,750 + VAT, with no structural work and no conversion.\n\nIt is sold with vacant possession and it is on the market with an agent, so the listing is public.\n\nStamp Duty, legal fees and other acquisition costs are not included and depend on the purchaser's circumstances. Figures are indicative and should be verified before exchange.","video":null,"lease":"3 year lease with an established social housing provider","refurb":8100,"refurb_ex_vat":6750,"refurb_details":"Painting, damp work, roof, EICR and gas safety certificate, kitchen and bathroom updating, project management.","drive_link":null,"mortgage":{"deposit_pct":25,"rate_pct":7.79,"basis":"interest-only","deposit":25000,"loan":75000,"interest_pa":5843,"interest_pm":487,"cash_required_excl_fees":33100,"net_pa":4357,"net_pm":363,"roce_pct_excl_fees":13.16},"funding":{"overseas":{"key":"overseas","label":"Buying from overseas","lender":"a specialist lender that funds overseas investors on social housing leases","deposit_pct":25,"ltv_pct":75,"rate_pct":7.79,"fixed_years":5,"basis":"interest-only","deposit":25000,"loan":75000,"refurb_incl_vat":8100,"stamp_duty":7000,"stamp_duty_pct":7,"purchase_costs":2350,"money_in_excl_fees":42450,"all_in_excl_fees":117450,"yield_all_in_pct":8.68,"interest_pa":5843,"interest_pm":487,"net_pa":4357,"net_pm":363,"return_on_money_in_pct":10.26},"uk":{"key":"uk","label":"Buying as a UK investor","lender":"a mainstream buy-to-let lender","deposit_pct":25,"ltv_pct":75,"rate_pct":6,"fixed_years":null,"basis":"interest-only","deposit":25000,"loan":75000,"refurb_incl_vat":8100,"stamp_duty":5000,"stamp_duty_pct":5,"purchase_costs":2350,"money_in_excl_fees":40450,"all_in_excl_fees":115450,"yield_all_in_pct":8.83,"interest_pa":4500,"interest_pm":375,"net_pa":5700,"net_pm":475,"return_on_money_in_pct":14.09}}}